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Also called a "notary public", a notary is a state-appointed official who will act as an impartial witness to important document signings and verify the identity of the signer. Some documents may not be legally enforced unless they are notarized.
Our notary public ensures the person signing the document is actually the person named on the document and not being forced to sign against their will. Usually legal documents will require notarization.
Also referred to as a loan signing agent, signing agents are notaries public, who usually have experience and training concerning the proper execution of loan documents and are hired by mortgage companies, escrow companies, title companies, and signing services to identify loan documents, obtain the necessary signatures, and in some cases deliver the documents to the borrower. A signing agent is an impartial party to the transaction, and must adhere to the notary laws of their state or jurisdiction. Signing agents are prohibited from giving legal advice or in any way explaining or interpreting the meaning of any terms or documents, and they are not permitted to prepare the documents, or alter them in any way.
The American Signing Agents Association, Inc. defines the signing agent as, "A signing agent is a trusted professional, usually a state commissioned notary public, that performs the closing ceremony for real estate transactions, mortgage loan transactions, legal process transactions and other similar transactions where an independent third part is requested. A signing agent should ensure that they are disinterested in the transaction and have a mutual obligation to all parties to remain objective, neutral to any position, ensure awareness of document contents by affiant and make a reasonable effort to prevent fraud and protect affiants from coercion.
Minnesota Apostille Authentications (Documents to be used outside the USA)
Business office, hospital or mutual location
Proper identification required for all notary public signings.